Privacy Policy

Effective Date: July 6, 2026

Last Updated: July 6, 2026

ODIGOS Consulting Firm LLC (”ODIGOS,” “Company,” “we,” “our,” or “us”) values your privacy and is committed to protecting the personal information entrusted to us.

This Privacy Policy explains how we collect, use, disclose, store, and protect information when you visit www.odigosfirm.com, use our websites, applications, products, consulting services, funding advisory services, capital advisory services, commercial real estate advisory services, hospitality advisory services, AI-powered business tools, or otherwise communicate with us (collectively, the “Services”).

By accessing or using our Services, you acknowledge that you have read and understand this Privacy Policy.

1. WHO WE ARE

ODIGOS Consulting Firm LLC is a consulting and advisory firm that assists businesses, entrepreneurs, investors, developers, and organizations with services including, but not limited to:

  • Business consulting

  • Business funding advisory

  • Commercial lending advisory

  • SBA financing advisory

  • Commercial real estate advisory

  • Hospitality advisory

  • Capital markets advisory

  • Investor introductions

  • Strategic consulting

  • AI consulting

  • Business development

  • Credit education

  • Financial strategy

  • Capital introductions

  • Other consulting services

ODIGOS is not a bank or financial institution. Unless expressly stated otherwise in a written agreement, ODIGOS does not make loans, guarantee financing, or guarantee approval by any lender or financing source.

2. INFORMATION WE COLLECT

Depending on how you interact with us, we may collect the following categories of information.

A. Personal Information

This may include:

  • Full name

  • Email address

  • Telephone number

  • Mailing address

  • Business address

  • Company name

  • Job title

  • Date of birth (when required)

  • Government-issued identification (when required)

  • Social Security Number (when required)

  • Employer Identification Number (EIN)

  • Business ownership information

B. Financial Information

Where necessary for the Services you request, we may collect:

  • Business financial statements

  • Personal financial statements

  • Bank statements

  • Tax returns

  • Profit and loss statements

  • Balance sheets

  • Cash flow statements

  • Existing debt obligations

  • Loan information

  • Funding requests

  • Credit reports or credit-related information, where authorized by you

  • Other financial documents necessary to evaluate financing opportunities

We collect this information only as necessary to evaluate or facilitate requested consulting or financing-related services.

C. Business Information

We may collect:

  • Business formation documents

  • Articles of Organization

  • Articles of Incorporation

  • Operating Agreements

  • Corporate documents

  • Secretary of State records

  • Business licenses

  • Industry classification information

  • Ownership structure

  • Business banking relationships

  • Business history

  • Employee information provided by the business

  • Commercial property information

  • Development project information

D. Website Information

When visiting our website, we may automatically collect:

  • IP address

  • Browser type

  • Device type

  • Operating system

  • Screen resolution

  • Referring websites

  • Pages visited

  • Time spent on pages

  • Clickstream information

  • Geographic region (approximate)

  • Cookies

  • Analytics information

  • Website usage information

E. Communications

If you communicate with us, we may collect:

  • Emails

  • Text messages

  • Chat messages

  • Website submissions

  • Phone call records (where legally permitted)

  • Meeting notes

  • Calendaring information

  • Customer service requests

F. Information From Third Parties

Where authorized or necessary to provide requested services, we may receive information from:

  • Banks

  • Credit bureaus

  • Lenders

  • Investors

  • Commercial real estate professionals

  • Public records

  • Government agencies

  • Identity verification providers

  • CRM systems

  • Marketing providers

  • Referral partners

  • Business partners

3. HOW WE COLLECT INFORMATION

Information may be collected:

  • Directly from you

  • Through our website

  • Through online forms

  • Through funding applications

  • During consultations

  • During phone calls

  • Through emails

  • Through SMS messages

  • Through scheduling software

  • Through CRM software

  • Through cookies and similar technologies

  • Through publicly available records

  • Through authorized third-party service providers

  • Through financing partners when necessary to evaluate requested services

4. HOW WE USE YOUR INFORMATION

We may use your information to:

  • Respond to inquiries

  • Provide consulting services

  • Evaluate financing opportunities

  • Prepare funding analyses

  • Coordinate with lenders or financing sources when authorized

  • Facilitate introductions to financing partners or investors

  • Process service requests

  • Verify identity

  • Prevent fraud

  • Maintain records

  • Improve our Services

  • Conduct internal analytics

  • Manage client relationships

  • Provide customer support

  • Communicate updates

  • Send requested marketing communications

  • Comply with legal obligations

  • Enforce our agreements

  • Protect our legal rights

  • Improve website performance

  • Enhance security

  • Develop new services

  • Conduct internal business operations

Here’s the next section. This is one of the most important sections for a consulting and capital advisory firm because it explains when and why information may be shared. It should accurately reflect your practices and avoid implying that information is shared without authorization.

5. HOW WE SHARE YOUR INFORMATION

ODIGOS Consulting Firm LLC does not sell your personal information for monetary compensation.

We may disclose or share your information only as described in this Privacy Policy, with your consent where required, or as otherwise permitted or required by applicable law.

A. Lenders, Financing Sources & Capital Providers

If you request assistance obtaining financing, capital, credit, loans, investment, or other financial products or services, we may share relevant information with:

  • Banks

  • Credit unions

  • SBA lenders

  • Commercial lenders

  • Equipment finance companies

  • Bridge lenders

  • Private credit funds

  • Investor groups

  • Family offices

  • Capital providers

  • Financing marketplaces

  • Other financial institutions or funding partners

Information shared will be limited to what is reasonably necessary to evaluate your request or facilitate the services you have asked us to provide.

B. Service Providers

We may use trusted third-party service providers to operate our business and deliver our Services.

These providers may perform services such as:

  • Website hosting

  • Cloud storage

  • Customer relationship management (CRM)

  • Email delivery

  • Scheduling

  • Payment processing

  • Electronic signature services

  • Identity verification

  • Document management

  • Data analytics

  • Fraud prevention

  • Cybersecurity

  • Customer support

  • AI-assisted business tools

  • Communication platforms

These providers are generally authorized to access personal information only as needed to perform services on our behalf.

C. Professional Advisors

We may disclose information to our:

  • Attorneys

  • Certified Public Accountants

  • Auditors

  • Insurance providers

  • Compliance consultants

  • Other professional advisors

where reasonably necessary to obtain professional advice, comply with legal obligations, protect our interests, or support business operations.

D. Business Partners

Where appropriate and consistent with the services you request, we may work with trusted business partners, consultants, brokers, advisors, developers, or strategic partners.

If collaboration with a third party is necessary to evaluate or provide the requested service, we may share relevant information required for that purpose.

E. Legal Requirements

We may disclose information if we believe disclosure is reasonably necessary to:

  • Comply with applicable laws or regulations.

  • Respond to lawful requests from government authorities.

  • Respond to subpoenas, court orders, or other legal process.

  • Protect the rights, property, or safety of ODIGOS, our clients, or others.

  • Detect, investigate, or prevent fraud, security incidents, or illegal activity.

  • Enforce our agreements or policies.

F. Business Transactions

If ODIGOS undergoes a merger, acquisition, financing, investment transaction, corporate restructuring, sale of assets, or other business transition, personal information may be transferred as part of that transaction, subject to applicable law.

G. With Your Direction or Consent

We may disclose your information when you expressly instruct us to do so or otherwise provide consent.

Examples include:

  • Referrals to financing partners

  • Introductions to investors

  • Introductions to developers or strategic partners

  • Referrals to attorneys or accountants

  • Referrals to consultants

  • Sharing requested documents with third parties on your behalf

H. Aggregated or De-Identified Information

We may use or disclose information that has been aggregated or de-identified so that it no longer reasonably identifies an individual. This information may be used for analytics, research, reporting, business planning, service improvement, or other lawful business purposes.

I. No Sale of Sensitive Financial Information

ODIGOS does not sell Social Security numbers, bank account information, tax returns, credit reports, financial statements, or other sensitive financial information for marketing purposes.

Sensitive information is used only as reasonably necessary to provide requested services, comply with legal obligations, or support legitimate business operations.

Here’s the next section, updated for current U.S. privacy expectations. This is still a template and should ultimately reflect your actual practices.

6. YOUR PRIVACY RIGHTS

Depending on your state or country of residence and applicable law, you may have certain rights regarding your personal information.

ODIGOS is committed to honoring applicable privacy rights and responding to verified requests in accordance with the law.

A. Right to Know

You may request information regarding:

  • The categories of personal information we collect.

  • The sources from which we collect personal information.

  • The business or commercial purposes for collecting or using personal information.

  • The categories of third parties with whom we share personal information.

  • The specific pieces of personal information we maintain about you, where required by law.

B. Right to Access

You may request access to certain personal information we maintain about you.

For security purposes, we may require you to verify your identity before providing access.

C. Right to Correct

If you believe personal information we maintain about you is inaccurate or incomplete, you may request that we correct or update the information, subject to verification and applicable legal requirements.

D. Right to Delete

You may request deletion of your personal information.

Please note that we may retain certain information where permitted or required by law, including when necessary to:

  • Complete requested transactions.

  • Provide requested services.

  • Detect or prevent fraud.

  • Resolve disputes.

  • Enforce our agreements.

  • Maintain legally required business records.

  • Comply with applicable laws or regulatory obligations.

E. Right to Withdraw Consent

Where we process information based on your consent, you may withdraw that consent at any time.

Withdrawal of consent will not affect processing that occurred before the withdrawal.

F. Marketing Communications

You may opt out of receiving promotional emails or marketing communications by:

  • Clicking the “Unsubscribe” link included in our emails; or

  • Contacting us directly using the information provided at the end of this Privacy Policy.

Please note that even if you opt out of marketing communications, we may still send administrative, transactional, legal, security, or service-related communications.

G. SMS & Text Messaging

If you choose to receive text messages from ODIGOS, you may opt out at any time by replying STOP to a text message, where applicable, or by contacting us directly.

Message and data rates may apply according to your mobile carrier.

H. Cookie Preferences

Most web browsers allow you to manage or disable cookies.

Please note that disabling certain cookies may affect the functionality of portions of our website or services.

I. Exercising Your Rights

To submit a privacy request, please contact:

ODIGOS Consulting Firm LLC

Email: info@odigosfirm.com

You may be asked to verify your identity before we fulfill your request.

We may decline requests where permitted by law, including when we are unable to verify your identity or where an exception applies.

J. Authorized Agents

Where permitted by applicable law, you may designate an authorized agent to submit certain privacy requests on your behalf.

We may require verification of both your identity and the authority of your authorized agent before processing such requests.

K. Non-Discrimination

ODIGOS will not unlawfully discriminate against you for exercising any applicable privacy rights.

However, certain services may require the collection and processing of specific information in order to provide the requested consulting, advisory, financing, or related services. If you choose not to provide information that is necessary for those services, we may be unable to provide or complete the requested engagement.

L. State Privacy Laws

Residents of certain U.S. states, including California and other states with comprehensive privacy laws, may have additional rights regarding their personal information.

ODIGOS will process verified requests in accordance with applicable law and will update this Privacy Policy as necessary to reflect changes in legal requirements.

If you have questions regarding your privacy rights under applicable law, please contact us using the information provided in this Privacy Policy.

7. COOKIES, ANALYTICS & TRACKING TECHNOLOGIES

ODIGOS uses cookies and similar technologies to improve website performance, enhance user experience, understand how visitors interact with our Services, and support the operation of our business.

A. What Are Cookies?

Cookies are small text files placed on your computer, mobile device, or browser when you visit a website.

Cookies help websites remember information about your visit, improve functionality, and provide a more personalized experience.

B. Types of Cookies We May Use

Essential Cookies

These cookies are necessary for the operation of our website.

Examples include:

  • User authentication

  • Website security

  • Form submissions

  • Session management

  • Load balancing

These cookies cannot generally be disabled without affecting website functionality.

Performance & Analytics Cookies

These cookies help us understand how visitors use our website.

Examples include:

  • Pages visited

  • Time spent on pages

  • Navigation paths

  • Website performance

  • Error reporting

  • Device information

This information helps us improve our website and services.

Functionality Cookies

These cookies remember your preferences, such as:

  • Language

  • Browser settings

  • Saved preferences

  • Form information

  • User experience settings

Marketing & Advertising Cookies

Where applicable, these technologies may be used to:

  • Measure advertising performance

  • Understand marketing effectiveness

  • Deliver relevant advertisements

  • Track marketing campaigns

  • Improve customer communications

C. Analytics Technologies

We may use analytics providers and similar technologies to better understand how visitors use our website and Services.

Analytics information may include:

  • Device type

  • Browser type

  • Operating system

  • Approximate geographic location

  • Referral sources

  • Website interactions

  • Page performance

  • Session duration

Analytics data helps us improve our website, user experience, and business operations.

D. Pixels, Tags & Similar Technologies

Our website or communications may use technologies such as:

  • Web beacons

  • Pixels

  • JavaScript tags

  • SDKs

  • Similar tracking technologies

These technologies may help us:

  • Measure website performance

  • Understand email engagement

  • Improve customer experience

  • Evaluate marketing campaigns

  • Maintain website security

E. Cookie Management

Most web browsers allow you to:

  • View cookies

  • Delete cookies

  • Block cookies

  • Limit cookies

  • Receive notifications before cookies are stored

Please note that disabling cookies may affect certain features or functionality of our website.

F. Do Not Track

Some web browsers offer a “Do Not Track” (“DNT”) setting.

Because there is currently no universally accepted standard for responding to DNT signals, our website may not respond differently when a DNT signal is received.

G. Future Technologies

As technology evolves, ODIGOS may implement additional privacy-enhancing tools, analytics solutions, security technologies, or website functionality.

We will update this Privacy Policy as appropriate to reflect material changes in our data practices.

After this, there are 7 sections left, and they’re generally shorter:

  • Data Security

  • Data Retention

  • Children’s Privacy

  • Third-Party Services

  • International Transfers

  • Policy Updates

  • Contact Information

8. DATA SECURITY

ODIGOS Consulting Firm LLC is committed to protecting the confidentiality, integrity, and availability of the information entrusted to us.

We maintain administrative, technical, and physical safeguards that are designed to protect personal information from unauthorized access, loss, misuse, alteration, disclosure, or destruction.

Our safeguards may include, where appropriate:

  • Secure cloud-based storage

  • Password-protected systems

  • Role-based access controls

  • Multi-factor authentication

  • Encryption where appropriate

  • Secure document transmission

  • Employee confidentiality obligations

  • Vendor due diligence

  • Ongoing security monitoring

  • Internal security policies

Although we take commercially reasonable measures to protect information, no method of electronic transmission or storage is completely secure.

Accordingly, ODIGOS cannot guarantee absolute security.

If we become aware of a security incident affecting personal information, we will investigate the matter and provide notifications as required by applicable law.

9. DATA RETENTION

We retain personal information only for as long as reasonably necessary to:

  • Provide requested services

  • Complete transactions

  • Maintain client relationships

  • Comply with legal obligations

  • Resolve disputes

  • Enforce agreements

  • Maintain business records

  • Protect our legal interests

Retention periods vary depending upon:

  • The nature of the information

  • The services requested

  • Applicable legal requirements

  • Regulatory obligations

  • Legitimate business purposes

When information is no longer required, we will take reasonable steps to securely delete, anonymize, or otherwise dispose of it in accordance with applicable law and our internal record retention practices.

10. CHILDREN’S PRIVACY

Our Services are intended for business owners, professionals, organizations, and individuals who are at least eighteen (18) years of age.

We do not knowingly collect personal information from children under the age of thirteen (13), and our Services are not directed toward children.

If we become aware that personal information has been collected from a child in violation of applicable law, we will take reasonable steps to delete that information.

If you believe a child has provided personal information to ODIGOS, please contact us immediately using the contact information provided below.

11. THIRD-PARTY WEBSITES & SERVICES

Our website or communications may contain links to third-party websites, applications, software platforms, financial institutions, lenders, service providers, social media platforms, or other external resources.

These third parties operate independently from ODIGOS and maintain their own privacy practices.

We are not responsible for:

  • The privacy practices of third parties

  • Third-party websites

  • Third-party applications

  • Third-party content

  • Third-party security

  • Third-party data collection practices

We encourage you to review the privacy policies of any third-party website or service before providing personal information.

12. THIRD-PARTY SERVICE PROVIDERS

To operate our business efficiently, ODIGOS may utilize trusted third-party service providers for functions such as:

  • Website hosting

  • Customer relationship management (CRM)

  • Electronic signature services

  • Cloud storage

  • Payment processing

  • Scheduling

  • Email communications

  • SMS communications

  • Analytics

  • Identity verification

  • Accounting

  • Cybersecurity

  • AI-assisted productivity tools

  • Document management

  • Customer support

These providers may process personal information solely as necessary to perform services on our behalf or as otherwise permitted by applicable law.

13. INTERNATIONAL DATA TRANSFERS

ODIGOS is headquartered in the United States.

If you access our Services from outside the United States, your information may be transferred to, stored, or processed within the United States or other jurisdictions where our service providers operate.

By using our Services, where permitted by applicable law, you acknowledge that your information may be transferred to countries whose privacy laws may differ from those in your country of residence.

We take reasonable measures to protect personal information transferred across jurisdictions.

14. ARTIFICIAL INTELLIGENCE & AUTOMATED TOOLS

To improve efficiency and enhance our Services, ODIGOS may utilize artificial intelligence (“AI”), machine learning, workflow automation, or other software tools to assist with tasks such as:

  • Organizing information

  • Summarizing documents

  • Drafting communications

  • Internal business analysis

  • Customer service support

  • Workflow management

  • Research assistance

Where AI-assisted tools are used, they are intended to support—not replace—human review and professional judgment.

ODIGOS does not rely solely on automated decision-making to make lending decisions or determine whether financing will be approved.

Financing decisions are made by the applicable lender, financial institution, investor, or capital provider.

15. CHANGES TO THIS PRIVACY POLICY

We may revise this Privacy Policy from time to time to reflect changes in:

  • Our Services

  • Business practices

  • Technology

  • Applicable laws

  • Regulatory requirements

  • Industry standards

The revised Privacy Policy will be posted on our website with an updated “Effective Date” and “Last Updated” date.

Where required by applicable law, we will provide additional notice of material changes.

Your continued use of our Services following the effective date of an updated Privacy Policy constitutes your acknowledgment of the revised Privacy Policy.

16. CONTACT US

If you have questions regarding this Privacy Policy, your personal information, or wish to submit a privacy request, please contact:

ODIGOS Consulting Firm LLC

30 N Gould St., Suite R
Sheridan, Wyoming 82801
United States

Email: info@odigosfirm.com

Phone: (949) 244-9961

Website: https://www.odigosfirm.com

We will make reasonable efforts to respond to verified privacy requests and inquiries in accordance with applicable law.

17. CALIFORNIA NOTICE

If you are a California resident, you may have additional privacy rights under applicable California privacy laws.

Subject to verification and applicable exceptions, California residents may have the right to:

  • Know what categories of personal information we collect.

  • Request access to certain personal information.

  • Request correction of inaccurate personal information.

  • Request deletion of personal information.

  • Opt out of certain processing activities where required by law.

  • Not be unlawfully discriminated against for exercising applicable privacy rights.

Requests may be submitted using the contact information provided above.

18. ACCEPTANCE OF THIS PRIVACY POLICY

By accessing or using the ODIGOS website or Services, you acknowledge that you have read and understand this Privacy Policy.

If you do not agree with this Privacy Policy, please discontinue use of our Services.

Your continued use of the Services after updates to this Privacy Policy signifies your acknowledgment of those changes.