Terms of service.

Effective Date: July 6, 2026
Last Updated: July 6, 2026

1. AGREEMENT TO THESE TERMS

Welcome to ODIGOS Consulting Firm LLC (”ODIGOS,” “Company,” “we,” “our,” or “us”).

These Terms of Service (”Terms”) govern your access to and use of our website located at www.odigosfirm.com, our applications, digital platforms, communications, products, consulting services, capital advisory services, and any other services we make available (collectively, the “Services”).

By accessing or using the Services, you acknowledge that you have read, understood, and agree to be legally bound by these Terms and our Privacy Policy.

If you do not agree to these Terms, you must discontinue use of our Services immediately.

2. ELIGIBILITY

You represent and warrant that:

  • You are at least eighteen (18) years of age.

  • You have the legal authority to enter into this agreement.

  • All information you submit to ODIGOS is accurate, current, and complete.

  • You will promptly update any information that becomes inaccurate or outdated.

  • Your use of the Services complies with all applicable laws and regulations.

If you are using the Services on behalf of a business or organization, you represent that you have authority to bind that entity to these Terms.

3. OUR SERVICES

ODIGOS is an independent consulting and advisory firm.

Our Services may include, without limitation:

  • Business consulting

  • Capital advisory

  • Business funding advisory

  • SBA financing advisory

  • Commercial lending advisory

  • Commercial real estate advisory

  • Hospitality advisory

  • Strategic consulting

  • Investor introductions

  • Business development consulting

  • Credit education

  • AI-enabled business productivity services

  • Project advisory

  • Other consulting services offered by ODIGOS

ODIGOS is not a bank, credit union, mortgage lender, insurance company, securities broker-dealer, registered investment adviser, law firm, or public accounting firm unless expressly stated in a separate written agreement.

Unless expressly agreed in writing, ODIGOS does not originate loans or guarantee financing.

4. NO GUARANTEE OF RESULTS

ODIGOS provides consulting and advisory services only.

We do not guarantee:

  • Loan approval

  • Financing approval

  • Credit approval

  • Investor participation

  • Capital commitments

  • Funding amounts

  • Interest rates

  • Loan terms

  • Closing timelines

  • Business success

  • Financial performance

  • Tax outcomes

  • Investment returns

All financing, lending, investment, and underwriting decisions are made solely by the applicable lender, investor, financial institution, or capital provider.

Past results do not guarantee future outcomes.

5. CLIENT RESPONSIBILITIES

You agree to:

  • Provide complete and truthful information.

  • Promptly provide requested documentation.

  • Notify ODIGOS of material changes affecting your application or engagement.

  • Review all documents before signing.

  • Independently evaluate financing offers before accepting them.

  • Consult your own legal, tax, and financial advisors where appropriate.

You acknowledge that inaccurate, incomplete, or misleading information may affect financing opportunities or our ability to provide Services.

6. NO PROFESSIONAL LEGAL, TAX, OR INVESTMENT ADVICE

Unless expressly stated in a separate written agreement:

  • Nothing provided through the Services constitutes legal advice.

  • Nothing constitutes tax advice.

  • Nothing constitutes accounting advice.

  • Nothing constitutes investment advice.

  • Nothing creates an attorney-client relationship.

  • Nothing creates a fiduciary relationship.

You are responsible for obtaining independent professional advice regarding legal, tax, accounting, investment, or other matters.

7. ELECTRONIC COMMUNICATIONS

By providing your email address, telephone number, or other contact information, you consent to receive communications from ODIGOS regarding your inquiries, services, transactions, and account.

These communications may include:

  • Email

  • Telephone calls

  • SMS or text messages (where applicable and permitted)

  • Electronic notices

  • Secure document requests

  • Electronic signatures and records

You may opt out of marketing communications at any time; however, we may continue to send service-related or legally required communications.

8. ACCEPTABLE USE

You agree not to:

  • Use the Services for any unlawful purpose.

  • Submit false, fraudulent, or misleading information.

  • Attempt to gain unauthorized access to our systems.

  • Interfere with the operation or security of the Services.

  • Introduce malware or malicious code.

  • Copy, scrape, reverse engineer, or reproduce our content except as permitted by law.

  • Use the Services to violate the rights of others.

We reserve the right to suspend or terminate access for violations of these Terms.

9. INTELLECTUAL PROPERTY

All content made available through the Services, including text, graphics, logos, branding, software, documents, templates, reports, designs, presentations, and other materials, is owned by or licensed to ODIGOS and is protected by applicable intellectual property laws.

Except as expressly authorized in writing, you may not copy, reproduce, distribute, modify, publish, display, create derivative works from, or commercially exploit any content provided through the Services.

10. CONFIDENTIALITY

Information provided by ODIGOS during consulting engagements, including proprietary methodologies, business processes, templates, analyses, pricing, presentations, training materials, workflows, and internal documents, is confidential and may not be disclosed, copied, distributed, or used for purposes outside the engagement without ODIGOS’s prior written consent.

This section does not prevent either party from disclosing information where required by law or court order.

Here’s the next portion of the Terms of Service. This continues directly from Section 10.

11. FEES, PAYMENTS & ENGAGEMENTS

Unless otherwise agreed in a separate written agreement, all consulting engagements, advisory services, success fees, commissions, retainers, or project fees are governed by the applicable engagement letter, proposal, invoice, or executed agreement between ODIGOS and the client.

Unless expressly stated in writing:

  • Quotes and proposals are non-binding until accepted by both parties.

  • Payment terms are due as stated on the applicable invoice or agreement.

  • Late payments may be subject to applicable late fees or interest where permitted by law.

  • The client is responsible for all taxes, governmental fees, wire fees, banking charges, and other costs associated with transactions unless otherwise agreed.

  • ODIGOS reserves the right to suspend services for delinquent accounts.

Any refund policy, if applicable, shall be governed solely by the written agreement executed for the applicable engagement.

12. THIRD-PARTY PROVIDERS

ODIGOS may introduce clients to third-party providers, including lenders, banks, private credit funds, investors, developers, consultants, accountants, attorneys, insurance providers, technology vendors, or other service providers.

Unless expressly stated in writing:

  • ODIGOS does not own or control these third parties.

  • ODIGOS does not guarantee the performance, pricing, availability, or services of any third party.

  • Any agreement between you and a third party is solely between you and that third party.

  • You are responsible for conducting your own due diligence before entering into any agreement with a third party.

13. CLIENT INFORMATION

You represent and warrant that all information submitted to ODIGOS is truthful, complete, and accurate.

You agree not to knowingly submit:

  • False financial information

  • Altered documents

  • Fraudulent tax returns

  • Misleading financial statements

  • Inaccurate credit information

  • False representations regarding ownership, assets, liabilities, or business operations

ODIGOS reserves the right to suspend or terminate services if fraudulent, misleading, or materially inaccurate information is identified.

14. ARTIFICIAL INTELLIGENCE & AUTOMATED TOOLS

ODIGOS may utilize artificial intelligence, workflow automation, machine learning, document analysis tools, or other software technologies to improve operational efficiency and client service.

These technologies may assist with:

  • Organizing documents

  • Drafting communications

  • Summarizing information

  • Workflow management

  • Business analysis

  • Research

  • Administrative tasks

AI-generated information is reviewed as appropriate but may contain errors or omissions.

Clients remain responsible for reviewing all materials before relying upon them or submitting them to third parties.

15. DISCLAIMER OF WARRANTIES

THE SERVICES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ODIGOS DISCLAIMS ALL WARRANTIES, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING ANY WARRANTIES OF:

  • MERCHANTABILITY

  • FITNESS FOR A PARTICULAR PURPOSE

  • TITLE

  • NON-INFRINGEMENT

  • ACCURACY

  • COMPLETENESS

  • AVAILABILITY

  • SECURITY

  • RELIABILITY

ODIGOS DOES NOT WARRANT THAT:

  • THE WEBSITE WILL OPERATE WITHOUT INTERRUPTION;

  • THE SERVICES WILL BE ERROR-FREE;

  • ANY DEFECTS WILL BE CORRECTED;

  • ANY PARTICULAR RESULT WILL BE ACHIEVED; OR

  • ANY FUNDING, FINANCING, OR INVESTMENT OPPORTUNITY WILL BE AVAILABLE.

16. LIMITATION OF LIABILITY

TO THE MAXIMUM EXTENT PERMITTED BY LAW, ODIGOS CONSULTING FIRM LLC, ITS MEMBERS, MANAGERS, EMPLOYEES, CONTRACTORS, AFFILIATES, AGENTS, AND REPRESENTATIVES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, EXEMPLARY, PUNITIVE, OR CONSEQUENTIAL DAMAGES.

THIS INCLUDES, WITHOUT LIMITATION:

  • LOST PROFITS

  • LOST REVENUE

  • LOST BUSINESS OPPORTUNITIES

  • LOSS OF DATA

  • BUSINESS INTERRUPTION

  • LOSS OF GOODWILL

  • DELAYED FINANCING

  • DENIED FINANCING

  • LOST INVESTMENT OPPORTUNITIES

TO THE EXTENT PERMITTED BY APPLICABLE LAW, ODIGOS’S TOTAL LIABILITY ARISING OUT OF OR RELATING TO THE SERVICES SHALL NOT EXCEED THE AMOUNT OF FEES PAID DIRECTLY TO ODIGOS FOR THE SPECIFIC SERVICES GIVING RISE TO THE CLAIM DURING THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM.

SOME JURISDICTIONS DO NOT ALLOW CERTAIN LIMITATIONS OF LIABILITY. IN THOSE JURISDICTIONS, THE FOREGOING LIMITATIONS SHALL APPLY ONLY TO THE MAXIMUM EXTENT PERMITTED BY LAW.

17. INDEMNIFICATION

You agree to defend, indemnify, and hold harmless ODIGOS Consulting Firm LLC, its members, managers, employees, contractors, affiliates, successors, and assigns from and against any claims, liabilities, damages, judgments, losses, costs, expenses, or reasonable attorneys’ fees arising from or relating to:

  • Your use of the Services;

  • Your violation of these Terms;

  • Your violation of applicable law;

  • Information or documents you submit;

  • Your infringement of the rights of any third party; or

  • Your negligent, fraudulent, or intentional misconduct.

18. DISPUTE RESOLUTION

We encourage the parties to attempt to resolve any dispute through good-faith discussions before initiating formal legal proceedings.

Except where prohibited by applicable law, any dispute, claim, or controversy arising out of or relating to these Terms or the Services shall first be submitted to informal negotiations.

If a dispute cannot be resolved through informal negotiations, either party may pursue any remedies available under applicable law or as otherwise agreed in writing.

19. GOVERNING LAW

These Terms shall be governed by and construed in accordance with the laws of the State of Wyoming, without regard to its conflict of law principles.

Subject to any applicable arbitration agreement or mandatory legal requirements, any legal action arising from these Terms or the Services shall be brought exclusively in the state or federal courts located in Wyoming, and each party consents to the jurisdiction of those courts.

20. TERMINATION

ODIGOS reserves the right, in its sole discretion, to suspend, restrict, or terminate access to the Services at any time, with or without notice, if:

  • These Terms are violated;

  • Fraudulent, deceptive, abusive, or unlawful conduct is suspected;

  • Required information is not provided;

  • Continued access presents legal, security, or operational risks; or

  • ODIGOS otherwise determines that termination is appropriate.

Termination does not affect any rights or obligations that accrued prior to termination.

The following provisions shall survive termination:

  • Confidentiality

  • Intellectual Property

  • Indemnification

  • Limitation of Liability

  • Governing Law

  • Dispute Resolution

  • Payment Obligations

  • Any other provisions that by their nature are intended to survive termination.

21. FORCE MAJEURE

ODIGOS shall not be liable for delays or failures to perform resulting from causes beyond its reasonable control, including but not limited to:

  • Natural disasters

  • Severe weather

  • Fire

  • Flood

  • Earthquake

  • War

  • Terrorism

  • Labor disputes

  • Government actions

  • Utility outages

  • Internet disruptions

  • Cybersecurity incidents

  • Epidemics or pandemics

  • Failures of third-party providers or financial institutions

Performance shall resume as soon as reasonably practicable after the event has ended.

22. ASSIGNMENT

You may not assign or transfer your rights or obligations under these Terms without the prior written consent of ODIGOS.

ODIGOS may assign or transfer these Terms, in whole or in part, in connection with a merger, acquisition, corporate restructuring, sale of assets, financing transaction, or operation of its business.

23. WAIVER

No waiver by ODIGOS of any provision of these Terms shall be deemed a continuing waiver or a waiver of any other provision.

Any waiver must be in writing and signed by an authorized representative of ODIGOS.

24. SEVERABILITY

If any provision of these Terms is determined by a court of competent jurisdiction to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect to the fullest extent permitted by law.

The invalid provision shall be interpreted or modified, where possible, to most closely reflect the original intent while remaining enforceable.

25. ENTIRE AGREEMENT

These Terms, together with our Privacy Policy and any applicable engagement letters, consulting agreements, invoices, proposals, or other written agreements executed between you and ODIGOS, constitute the entire agreement between you and ODIGOS regarding the Services.

These Terms supersede all prior or contemporaneous understandings, communications, negotiations, and agreements relating to the same subject matter.

26. NO WAIVER OF RIGHTS

Failure by ODIGOS to enforce any provision of these Terms shall not constitute a waiver of any right or provision.

Any delay in exercising a right shall not prevent ODIGOS from exercising that right at a later time.

27. CHANGES TO THESE TERMS

ODIGOS may update or modify these Terms from time to time to reflect changes in:

  • Applicable law

  • Business operations

  • Services

  • Technology

  • Industry standards

  • Security practices

The updated Terms will be posted on our website with a revised “Effective Date” and “Last Updated” date.

Your continued use of the Services following the effective date of revised Terms constitutes your acceptance of the updated Terms.

28. CONTACT INFORMATION

If you have any questions regarding these Terms of Service, please contact us:

ODIGOS Consulting Firm LLC

30 N Gould Street, Suite R
Sheridan, Wyoming 82801
United States

Email: info@odigosfirm.com

Phone: (949) 244-9961

Website: https://www.odigosfirm.com

29. ACKNOWLEDGMENT

BY ACCESSING, BROWSING, OR USING THE SERVICES, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THESE TERMS OF SERVICE.

IF YOU DO NOT AGREE TO THESE TERMS, YOU MUST IMMEDIATELY DISCONTINUE USE OF THE SERVICES.